Feature Availability: ALL PLANS
Stripe Payments allows your store to securely accept online payments from customers using credit cards, debit cards, digital wallets, and other supported payment methods.
Why is it important? It is designed to help businesses process transactions globally with fast checkout experiences, fraud protection, and support for multiple currencies.
Skill Level: Beginner
How long does it take to do? 1–2 Minutes
Requirements:
USA Active Prosperna Account
Active Stripe Account
What You Can Do with Stripe Payments
With Stripe enabled, you can:
Accept credit and debit card payments
Accept digital wallets like Apple Pay and Google Pay
Support international customers
Process payments in multiple currencies
Receive secure online payments
Reduce fraud with built-in protection tools
Improve checkout conversion rates
Stripe supports many payment methods and currencies depending on your account region and setup.
Where Stripe Payments Appears
Once activated, Stripe can be used in:
Storefront checkout page
Cart page
Payment step during checkout
Subscription billing (if enabled)
One-time product purchases
Order payment links
How Stripe Payments Works
When a customer places an order:
Customer proceeds to checkout
Selects Stripe as payment method
Enters card or wallet payment details
Stripe securely processes the transaction
Payment confirmation is returned to your store
Order status updates after successful payment
How to Enable Stripe Payments
Go to Settings
Open Payments or Payment Gateways
Select Stripe
Click Connect Account or Enable Stripe
Enter your Stripe account credentials or API keys
Save changes
Run a test payment
How to Connect Your Stripe Account
To connect Stripe, you typically need:
Stripe business account
Verified email address
Business information
Bank account for payouts
Tax information (if required by region)
After setup, Stripe sends payouts to your connected bank account based on your payout schedule.
Supported Payment Methods
Depending on region and account eligibility, Stripe may support:
Visa
Mastercard
American Express
JCB
Apple Pay
Google Pay
Link
Bank redirects and local methods in supported countries
Available payment methods vary by country and currency.
Multi-Currency Support
Stripe supports many global currencies, helping customers pay in familiar local currency.
Examples include:
PHP – Philippine Peso
USD – US Dollar
EUR – Euro
GBP – British Pound
SGD – Singapore Dollar
AUD – Australian Dollar
JPY – Japanese Yen
Stripe Checkout supports 135+ currencies.
Security Features
Stripe includes built-in security tools such as:
PCI-compliant payment handling
Fraud detection systems
3D Secure authentication where required
Secure tokenized transactions
Encrypted payment data transmission
Payouts
After successful payments:
Funds are collected in Stripe
Payouts are transferred to your bank account
Schedule depends on country and Stripe account settings
Refunds may deduct from available balance
Refunds
To issue a refund:
Open your Stripe Dashboard
Find the payment transaction
Click Refund
Choose full or partial refund
Confirm action
Refund timing depends on customer bank/card provider.
Test Mode
Before going live, use Stripe Test Mode to verify:
Successful payments
Failed payments
Refund flow
Checkout experience
Order sync to your store
Best Practices
Run test transactions before launch
Use live keys only when ready
Enable wallets for faster checkout
Review failed payment logs regularly
Keep customer billing descriptors clear
Monitor disputes and chargebacks
Troubleshooting
Stripe Not Showing at Checkout
Confirm Stripe is enabled
Check API keys are correct
Verify store currency is supported
Ensure checkout is published
Payment Failed
Card declined
Authentication required
Currency unsupported
Temporary bank issue
Payout Delayed
Account verification pending
Bank details incomplete
Reserve or review in Stripe account
Apple Pay / Google Pay Missing
Browser or device unsupported
Wallet not configured
Domain verification may be required depending on setup
Frequently Asked Questions
Can I accept international cards?
Yes, Stripe supports many international cards depending on region.
Can I accept subscriptions?
Yes, Stripe supports recurring billing and subscriptions.
Can I refund customers?
Yes, full or partial refunds are supported.
Can customers pay without a card?
Yes, if wallets or local payment methods are enabled.
Is Stripe secure?
Yes, Stripe is widely used for secure online payment processing.
Need more help?
For more information and assistance, please send an email to support@prosperna.com.